Today’s employers have a lot to keep up with. When you have people working for you, it’s up to you to ensure you’re providing them with a safe place to work. And yet, employment claims can happen. We can help you ensure you have the right coverage in place for any potential claims.
You do your best to keep your business, farm or ranch a safe place for your employees, but accidents can happen in any workplace. Workers' compensation insurance can protect you, the business owner, and your employee from the high cost of unexpected workplace injuries to your employees. While coverage requirements vary by state, workers' compensation generally pays benefits to an injured worker or the worker’s dependents for medical, rehabilitation, or disability.
It’s your legal responsibility to provide your employees a safe place to work, track their job performance, and provide education for everyone on sexual harassment, discrimination, and wrongful termination. Employment Practices Liability Insurance is an optional coverage that can provide you the resources you need to offer these valuable employment services and protect your business from claims by employees related to your responsibility in providing these services.
An umbrella policy provides liability coverage over and above the limits on your commercial liability policy for lawsuits and liability judgments. Umbrella coverage can play a significant role in your business liability insurance strategy. Ask your agent for additional information.
– your Farm Bureau agent can help you ensure you have the right level of coverage and help ensure you (and your employees) are covered in the event of an accident. Your business truly is our business, and we are with you every step of the way.
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